Rates
Rates Effective January 12, 2012
This Rate Chart contains information about interest rates and annual
percentage yields for some of the accounts we offer. Fees could reduce
earnings.
Certificate of Deposits
|
| Account Product Name |
Min. Opening Balance |
Interest Rate |
APY |
|
| 3 Months Certificate of
Deposita |
$1,000.00 |
0.05% |
0.05% |
|
| 6 Months Certificate of
Deposita |
$1,000.00 |
0.10% |
0.10% |
|
| 12 Months Certificate of
Deposita |
$1,000.00 |
0.15% |
0.15% |
|
| 18 Months Certificate of
Deposita |
$1,000.00 |
0.20% |
0.20% |
|
| 2 Years Certificate of Deposita |
$1,000.00 |
0.25% |
0.25% |
|
| 3 Years Certificate of Deposita |
$1,000.00 |
0.45% |
0.451% |
|
| 4 Years Certificate of Deposita |
$1,000.00 |
0.65% |
0.652% |
|
| 5 Years Certificate of Deposita |
$1,000.00 |
0.90% |
0.903% |
|
|
Checking
|
| Account Product Name |
Daily Ledger Balance |
Interest Rate |
APY |
|
| NOW Checkingb |
$0-$999 |
0.00% |
|
|
| |
$1,000-$49,999 |
0.05% |
0.05% |
|
| |
$50,000-$99,999 |
0.05% |
0.05% |
|
| |
$100,000-$199,999 |
0.05% |
0.05% |
|
| |
$200,000+ |
0.05% |
0.05% |
|
| All Interest checking
accounts will be paid various amounts of interest depending on the
account's daily ledger balance according to the schedule
above. |
|
Savings
|
| MoneyMarket Accountb |
$0-$2,499 |
0.05% |
0.05% |
|
| |
$2,500-$49,999 |
0.10% |
0.10% |
|
| |
$50,000-$99,999 |
0.10% |
0.10% |
|
| |
$100,000-$199,999 |
0.10% |
0.10% |
|
| |
$200,000+ |
0.10% |
0.10% |
|
| All Market rate accounts
will be paid various amounts of interest depending on the account's daily
ledger balance according to the schedule above. |
| Account Product Name |
Min. Opening Balance |
Interest Rate |
APY |
|
| Personal Savingsb |
$200.00 |
0.10% |
0.10% |
|
| Rainbow Savingsb |
$5.00 |
0.10% |
0.10% |
|
| Variable Rate IRAb |
$200.00 |
0.20% |
0.20% |
|
| a) A penalty may be imposed for early
withdrawal. |
| b) The interest rate and annual
percentage yield may change after account opening. |
| c) Daily Balance. The amount of the
principal in the account each day. |
For current rate information call (478)
994-1000. |
